Our family’s decision to try to live off of one main income did not happen over night. Being a Stay at Home Mom was always on the back of my mind after our second child was born. I had always worked part-time since Ariana was born in October 2011 and only went back full-time in September 2015 when our second child Averie was almost two. Working full-time and the opposite shift as my husband Justin was not ideal though and we struggled to find quality time as a family. Ariana was constantly asking when Family Day was (our only day off all together, Sunday) and it broke my heart to hear her say we never spend time together. It was time for a change, but first we needed a game plan to be able to have me home with the girls.
I am a little crazy when it comes to our finances. Throughout the day I am checking our funds and where they’re going and to make sure we have enough. There has been times in our relationship where we have had to beg, borrow (from family) and steal (from our own savings) to make ends meet. We never wanted to be in that place again, but we knew that if we didn’t manage our money better and be prepared for a job loss, car repair, or medical bill we’d be right back where we started. Those major life events are always a threat though, for anyone I think, but with a few life style changes we’ll be more prepared. [Read more…] about A Leap of Faith